Legal information

Terms and Conditions of use

The Generali Employee Benefits’ Website,, (the “Website” or the “Site”) is an online information and communication service provided by Assicurazioni Generali S.p.A., Luxembourg Branch (The "Branch" or “Generali Employee Benefits”), the branch of Assicurazioni Generali dedicated to employee benefits within which Generali Employee Benefits operates, having its registered office at 52, Boulevard Marcel Cahen 1311 Luxembourg, Grand Duchy of Luxembourg incorporated under company number 2018 3200 209. Assicurazioni Generali S.p.A. is a limited liability company under Italian law, having its registered office at 34132 Trieste, piazza Duca degli Abruzzi, 2 and incorporated under company number 00079760328. By using this Website or downloading materials from the Website, you agree, and will be deemed, to abide by the terms and conditions set forth in this notice.

Limited use

The contents of this Website are property of the Branch. All rights are reserved to the Branch. Part or all of the contents of this Website cannot be copied, reproduced, transferred, uploaded, published or distributed in any way without the Branch’s prior written permission, except that the Branch consents you to print extracts from these pages for your personal use only.
The trademarks and logos displayed on this Website are the property of the Branch and of the Generali Group or of their respective owners. They cannot be used on a website other than this Website without the prior written consent of the Branch. The Branch’s name or any trademark including the trademark “Generali” may not be incorporated into an Internet address without the Branch’s prior written consent.

Unless otherwise envisaged by these terms and conditions, the contents of this Website can in no way be intended as an allocation of license or right concerning any copyright, patent, registered or unregistered trademark, and other intellectual property or industrial rights pertaining to Generali and/or other Generali Group companies and/or their respective owners.

The Branch has taken the initiative and the risks to create databases. These databases integrate independent data in a systematic and original way, the creation of which has entailed a substantial investment. The Branch’s databases are, among others, protected by national and international rules governing author's rights. Any reproduction, copy, adaptation, translation, modification, alteration, edition and/or diffusion of all, or a part, of the Branch’s databases, whatever the form and whatever the means, electronic and/or mechanic, is strictly prohibited without the prior written consent of the Branch. Furthermore, the content of the Branch’s databases is protected by Luxembourg Law  and regulation implementing the directive 96/9/EC of the European Parliament and of the Council of 11 March 1996. According to these legal provisions, the Branch may prevent extraction and/or reutilization of the whole or of a substantial part of the contents of the Branch’s databases and may specify to lawful users which parts of the Branch’s databases such lawful users are authorized to extract and/or re-utilize. Lawful users of the Branch’s databases may not undertake any action which conflicts with the normal use of the database or which would cause unreasonable prejudice to the legitimate interests of the Branch.


The information on this Website is provided in good faith and the Branch believes it to be accurate. However, the data, opinions and special sections (dates of assemblies, dates of board meetings, press releases, presentations, etc.) appearing in this Website are included exclusively for the purpose of providing information on the activities of the Branch and the Branch  does not undertake any obligation or responsibility to update or amend any such information.

The information may be used entirely at the user's risk.
The information contained in this Website is produced by internal sources of the Branch. The Branch reserves the right to modify the said information and the functional and operational use specifications applying to the Website as and when it chooses to do so, at its own discretion and with no forewarning.

The Branch will do its utmost to ensure that the information presented in the Website fully conforms to the requisites of reliability, truthfulness and accuracy. The Branch accepts no responsibility for any errors or imprecision in the content of the Website resulting from circumstances that cannot be ascribed to the Branch.
The Branch accepts no responsibility for the reliability, truthfulness accuracy and validity of any information in the content of the Website which cannot be ascribed to the Branch.

Furthermore, the Branch accepts no responsibility for any untoward consequences of brief or prolonged interruptions, delays or dysfunctions in the provision of the Website service due to power blackouts, telephone line failures, Internet failures or circumstances beyond the control of the Branch.

The server of Generali Employee Benefits is located in Luxembourg. Generali Employee Benefits makes no representation that materials or other content in the Website are appropriate or available for use outside Luxembourg. If you choose to access the Website from other locations or being an alien you do it on your own initiative and at your own risk. You are responsible for complying with local laws or laws applicable to you, if and to the extent such laws are applicable. You specifically agree to comply with all applicable laws concerning the transmission of technical data exported from Luxembourg. None of the information contained in the Website constitutes a recommendation, solicitation or offer by the Branch or its affiliates to buy or sell any securities or other financial instruments or provide any advice or service; some information may be found on the Website as its publishing is required or recommended by law, regulations or provisions of self-regulatory codes.

The information and services provided for the Website may not be used, downloaded or imported abroad or by aliens where the provision, use, communication or dissemination thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory organisation or self-regulatory organisation or where the Branch is not authorised to provide such information or services. Some products or services described in the Website may not be available in all jurisdictions or to all clients.
Such information does not constitute or form part of, and should not be construed as, an offer by or on behalf of the Branch or an invitation to subscribe or purchase any securities in any countries, including in any foreign countries, including, without limitation, the United States of America or to any “U.S. Person” as defined in the “Regulation S” under the United States Securities Act of 1933 (Securities Act), as subsequently amended. Unless the contrary is explicitly stated with reference to a specific financial instrument, no financial instrument mentioned or described in the Website has and will be registered pursuant to any foreign law, including, without limitation, the Securities Act and, as a consequence, no financial instrument, unless the contrary is explicitly stated, may be offered or sold directly or indirectly in any foreign country, including the United States of America.

With the exception of direct damages resulting from gross negligence or wilful misconduct, the Branch and/or its suppliers will not be held liable for direct damages, incidents, sanctions in the form of damages awarded, collateral damage, extraordinary damage, indirect damage or any other type of damage, whether material or immaterial, especially for damages resulting from a loss of use, of data or a loss of profits resulting from or related to the use or the operation of this Website, the delay related to the use of this website or the impossibility to use it, the delivery or the lack of delivery of services, or for damages related to any form of information, software, products, services and associated graphics elements that were obtained via this Website or that are the result of the use of this Website, regardless of whether it concerns contractual liability, extra-contractual liability, liability due to an unlawful act or quasi-unlawful act, or whether this liability is based on a liability without fault or other, even if the Branch or one of its suppliers would have been informed of the possibility of such damages.


The Branch uses reasonable endeavours to protect this Website from computer viruses, worms and Trojan Horses. The Branch does not warrant that the Website is free from computer viruses, worms and Trojan Horses and accept no liability whatsoever for any damage that may result from the transmission of any computer viruses, worms or Trojan Horses via the Website or via any files which are available for you to download from the Website.

Indemnity by you

By accessing the Website, you hereby agree to fully indemnify and to hold the Branch harmless from and against any claim brought by a third party resulting from the use of the Website by you and in respect of all losses, costs, actions, proceedings, claims, damages, expenses (including legal costs and expenses), or liabilities whatsoever suffered or incurred directly or indirectly by the Branch in consequence of such use of the Website or your breach or non-observance of any of these Terms and Conditions.


The Branch assumes no responsibility for material created or published by third parties that pages of the Website have a link to. If you decide to visit any linked site you do so at your own risk and it is your responsibility to take all measures against viruses or other destructive elements. Links do not imply that the Branch sponsors or is affiliated with any entity whose products or services are described thereon.

The Website also offers the opportunity to use RSS feeds. RSS (Rich Site Summary) is a format for delivering regularly changing web content. The Branch assumes no responsibility for material created or published by third parties via RSS. If you decide to use an RSS feed you do so at your own risk and it is your responsibility to take all measures against viruses or other destructive elements.

Information from you

Any materials sent to the Company, including by e-mail or via World Wide Web pages, except personal data, shall be deemed not confidential. The Company shall have no obligation of any kind with respect to such materials and the Company shall be free to reproduce, use, disclose, display, transform, create derivative works and distribute the materials to others without limitation. Further, the Company shall be free to use any ideas, concepts, know-how or techniques contained in such materials for any purpose whatsoever, including, but not limited to, developing, manufacturing and marketing products incorporating such materials. You warrant that such materials are fit to publication and you agree to indemnify the Company if any third party takes action against the Company in relation to such materials.

We may require basic information which identifies you as an individual (“personal data”), such as your name and email, in order to enable you to take advantage of particular services that we offer. We will only use such personal data for the purposes of providing information which you have requested, or for other purposes set out in these Terms.

We may on occasion make use of personal data that we collect in order to help us administer the Website and/or for marketing purposes. We may for instance send you information about our services that we feel might be of particular interest to you. If you do not wish us to make use of your personal data in this way, please e-mail

To better protect your privacy, we provide a Privacy Policy explaining our online information practices and the choices you can make about the way your information is collected and used at or in connection with this Site.  Click here to show and/or print a copy of this Policy, which forms part of these Terms. By accepting these Terms you shall also be deemed to have acknowledged the terms of the Privacy Policy.


Cookies are text files (letters and/or numbers) containing groups of information stored in Data Subjects’ computers or mobile devices every time they visit a website through a browser. At each subsequent visit the browser sends these cookies to the website which originated them or to another website. Cookies allow websites to store certain information in order to allow users to navigate online in a simple and fast way.

Cookies are used for different purposes and have different characteristics. They can be used either by the Data Controller of the website you are visiting, or by third party.

For more information regarding the cookies we use, click here

Modifications to the Terms and Conditions

The Company reserves the right to adapt and amend all Terms and Conditions of access and/or use of its website and you oblige yourself to consult any and all Terms and Conditions, mentioned herein, before each use of the website. Any access and/or use of the Website implies your agreement on the content of any and all Terms and Conditions in force at the moment of access and/or use. The Terms and Conditions have been last reviewed in February 2020.


If these Terms and Conditions or any part of them should be determined to be illegal, invalid or otherwise unenforceable, then to the extent that they are so illegal, invalid or unenforceable, they shall be treated as severed and deleted from these Terms and the remaining Terms shall survive and remain in full force and effect and continue to be binding and enforceable.

Law and Jurisdiction

These Terms and Conditions are subject to Luxembourg law. For any dispute arising from these terms and conditions and activities covered thereto the Court of Luxembourg shall have exclusive jurisdiction.
The Branch nonetheless reserves the right to take legal proceedings in country other than Luxembourg, to protect its interests or to enforce its rights whenever it deems appropriate to do so.